1. Home Cover (Brick & Mortar)
Your home is more than just a place to live—it's where memories are made and cherished. Our Home Cover policy protects the structure of your home, providing comprehensive coverage against fire, flood, natural disasters, theft, and more. Rest easy knowing your biggest investment is safe, whether you're on vacation or simply away from home.
2. Furniture
Furniture is part of what makes your house a home. Whether it’s a new sectional, antique pieces, or custom furniture, our insurance extends coverage to protect your belongings from damage, theft, or accidents. Anchorguard ensures your prized pieces are repaired or replaced quickly so you can maintain your home's comfort and style.
3. Personal Assets
Your personal belongings, from electronics to jewellery, are vital to your everyday life. Anchorguard's Personal Assets insurance provides coverage for your valuables, no matter where they are—at home or on the go. Protect against loss, theft, or accidental damage with a flexible policy tailored to your lifestyle.
4. Motor Car
Owning a car is essential for many households. Anchorguard’s Motor Car insurance offers protection for your vehicle against accidents, theft, fire, and third-party liability. We ensure that your vehicle is repaired or replaced promptly, minimizing any inconvenience. With comprehensive and third-party coverage options, you can drive with confidence.
5. Exotic/Classic Cars
Classic and exotic cars deserve specialized attention. Anchorguard’s Exotic and Classic Car coverage provides protection tailored specifically for these treasured vehicles. From rare components to agreed value coverage, our policy ensures that your prized possession remains in pristine condition, whether you drive it daily or keep it for special occasions.
6. Travel Insurance
Wherever your travels take you, Anchorguard's Travel Insurance has you covered. Our policies offer protection for medical emergencies, trip cancellations, lost baggage, and more. Whether traveling domestically or internationally, you can explore with peace of mind knowing you’re protected against the unexpected.
We all face some sort of risk on a daily basis. What is a risk? It is that unforeseen event, the unpredictability of factors that can result in a gain or loss. The risks we want to avoid is the risks that can cause a financial loss. That is why insurance is so important to protect ourselves against unforeseen and unpredictable events such as accidents, fire, theft and so much more. Anchorguard works towards providing solutions against financial setback, and help you recover your loss. Our aim is to place you back in a similar position prior to a loss.
Anchorguard will issue a policy contract when you start with your cover. This will explain what is covered under each section and what is not. It is also recommended to contact your broker to advise on possible claims scenarios.
Yes, if the policy includes unspecified and/or specified items, but only if access to the vehicle was gained by a forcible and visible entry. The items in the vehicle, however, need to be concealed as all insurance policies have a general clause which states that all reasonable care was taken to avoid a claim. No cover for unlocked vehicles or items left in the open. Car jamming is usually a general exclusion!
Most policies contain excesses, these are designed to eliminate small losses and reduce your policy been affected with a premium increase. Policy excess compels you to share in the financial loss. It also helps in keeping your premiums competitive. You can increase your premiums and therefore lower your excess and vice versa. Effectively the excess is a portion that you are effectively insuring yourself.
An Anchorguard broker will analyse your risk exposures and highlight both the insured and uninsured risks. The result? You can purchase insurance with total peace of mind. Our brokers will also provide ongoing advice, make policy amendments, and assist with claims on your behalf. Brokers deal with various insurers, so they can compare prices and offer you the best possible insurance solution for your needs.
You may need to fit additional anti-theft devices in your vehicle depending on what's noted on your policy.
